In Texas, selling your house as-is for cash is an easy and stress-free way to move on. It allows you to avoid repairs, lengthy financing processes, and appraisal contingencies. However, it’s important to understand the normal closing costs for sellers so you know what to expect.

When you need to sell your property quickly, this guide clarifies the process, the fees, and how selling your house “as-is” for cash can save you time and money.

What Are the Normal Closing Costs for Sellers?

The fees and charges related to closing the sale of your house are known as closing costs for sellers. When selling for cash, the costs tend to be lower because there are no bank fees or appraisal costs.

The following are some common closing expenses for Texas sellers:

• Escrow Fees: These cover the title and escrow company’s work clearing liens before and on the sale date.
• Tax Certificate: The title company contacts the county to verify any outstanding annual taxes on your property.
• Document Preparation: An attorney hired by the title company ensures that your closing documents are prepared correctly and professionally.
• Government  Recording Charges, Courier Fees, and E-Recording Fees: These are third-party fees that guarantee public deeds are accurately registered at the county and title office.
• HOA Transfer Fees and Dues (if applicable): If you are located in a governed Homeowners Association community, you may need to pay prorated fees for the time they owned the property.

Does the Seller Pay Closing Costs?

In most transactions, the seller pays closing costs. In Texas, half of the title fees are typically paid by the seller. With ZenHomes, we cover all transaction expenses, and you only have to pay your mortgage, liens, and prorated taxes.

What Are Texas Closing Costs for Sellers?

In Texas, selling the traditional route, closing costs for sellers usually range from 6% to 10% of the home’s sale price, which typically includes realtor commissions, which are upwards of 6%! However, selling for cash can remove these costs entirely, leaving you more money in your pocket. Additionally, you can avoid repair costs, finance, and appraisal contingencies just by selling to ZenHomes. 

The Texas Home Seller’s Closing Procedure

It’s easy and simple to sell your house in Texas for cash and in its original condition. Here’s a breakdown of the closing process we have:

1. We Hop on the Phone: We listen to you about your situation and the property and we see if we can help and if we’re the best solution for you by purchasing your home as-is. 
2. Agreement on Terms: We agree on a price and closing date and sign an agreement with a due diligence period (to check what can’t be checked with the human eye, such as the roof and foundation).
3. Open Title: We send the agreement over to the title company, which ensures that your property is free from liens or legal matters. 
4. Final Walkthrough: Before signing the paperwork, the house must be completely moved out, unless agreed otherwise.
5. Closing Day: Once the title is clear of liens or legal matters, the title company contacts you to schedule the signing. This process typically takes 20–30 minutes. On closing day, you’ll sign the deed, hand over the keys, and receive your payment—often the same day or the next. Choose a date that suits you, and they will accommodate your schedule.
6. Receive Your Money: The title company will typically wire the funds directly to your bank account. Be sure to bring your bank details to the closing. Also, we cover your side of the closing fees that sellers usually pay going the traditional route. You just need to pay off your mortgage and your portion of the taxes for the year (if not already paid).
7. Call Utility Companies: Notify your water, electric, gas, and internet companies that you’ve sold the property and no longer live there so they can disconnect your services and you can stop paying the bill.
8. Last But Not Least… Leave Us a Review: We make a small ask with homeowners we’ve helped. Your feedback means a lot to us and it helps other homeowners in similar situations like yourself. Because, as a small, local family business, it would mean the world to us.

Why Sell Your Home in Texas for Sale for Cash?

Selling houses in Texas for cash offers numerous advantages that make the process more efficient and less stressful. Cash sales close faster, usually within 21 days, while traditional sales can take months to complete. Selling as-is means no repairs, cleaning, or staging are required, saving both time and money. You can also avoid ongoing costs like mortgage, utility, and insurance payments. Cash buyers offer certainty, eliminating the risk of financing falling through for a smooth transaction.

Common Questions About Closing Costs for Sellers in Texas

1. What are the closing costs for Texas sellers? Seller closing costs in Texas usually range between 1-2% of your sales price. 
2. Can the seller pay closing costs for the buyer? While sellers can cover some buyer costs, this is uncommon in cash sales and more commonly sold through the traditional route. 
3. How long does the closing process take? In general, with cash sales, closings typically happen within 21 days after an agreement is signed or sooner (just ask us if you need it to close sooner and we can make it happen depending on the circumstance!) 

How ZenHomes Can Help

At ZenHomes, we specialize in helping homeowners sell their houses in Texas quickly and easily. So, if you’re looking for a hassle-free way to sell your home in Texas for sale, we can help you sell as-is for cash, skipping the lengthy process and repairs.

We evaluate your property and provide a competitive cash offer based on its condition and market value. Sell your house just as it is, without any renovations or repairs. Additionally, we ensure quick closings, typically within 21 days. Throughout the entire process, we maintain transparent communication and integrity, guiding you step by step so you always have clarity.

Ready to sell your home fast and hassle-free in Texas? ZenHomes is here to help. Connect with us today and make your plan a reality by starting your cash sale with us!

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